Industrial Insurance Company (renamed "NIKoil-insurance"), a recent leader in the insurance scheme, has decided to do a classical life insurance. Yesterday, leaders of the insurance group "NIKoil" announced plans to create a company "CPM-Life," which will begin work early next year. The project is planned to invest $ 15 – 20 million Industrial Insurance Company was acquired by "Nikoil" earlier this year by the owner and head of the PUK Boris Pastukhov. In the insurance group "NIKoil" in addition to the CPM came in and owned by her company "BSA" and "BSA-Med." In late June meeting of shareholders of the CPM decided to rename the company ZAO "NIKoil-insurance." Over the past five years, Industrial Insurance Company was the leader of the insurance market, collecting more than all the proceeds of life insurance, which is strongly associated with salary schemes. Last year the company has collected 25 billion rubles. contributions, of which the scheme had to be 93%. The hegemony of the CPM ended only in the I quarter of 2003, when the insurance market has a new leader – the company "Capital Insurance Company," whose duties consist almost entirely of life insurance. CPM, which had lost the first place, decided to do more than circuits and classical life insurance. Yesterday a group of "NIKoil" announced that the I quarter of next year the company plans to create "the CPM-Life," which will focus on long-term savings products, life insurance. According to the CEO, "NIKoil-Insurance" Alexey Razuvaev, start the charter capital of the insurer is not less than 500 million rubles. "All the good that has been achieved in the MCS, I mean the technology will become the basis for a new company," – said Razuvaev. The company offers customers a long-term insurance for a period of 5 to 20 years and plans to create its own regional network specifically for the sale of these products. The total investment in the project, according to Razuvaev, will be $ 15 – 20 million of the reasons for the creation of a new insurer Razuvaev calls speedy adoption of the law "On Insurance". According to him in 2007 to carry out risky types of insurance and storage within a single company will be impossible. That is, a company specializing in life insurance, will not be able to engage in other types of insurance. However, the insurance group "NIKoil" yet is not going to stop the implementation of insurance schemes. According Razuvaev, customers who request to organize a scheme to bring the premiums and other types of insurance. "They can not [scheme] just break" – he says, and stresses that their volume is gradually reduced. Share schemes for CPM, according to the I quarter of 2003 amounted to 71.3% against 91.5% a year earlier. Recently, more and more insurers are interested in classical life insurance. "One can only welcome the initiative of the CPM," – says the head of life insurance "Ingosstrakh" Dmitry Maximov. According to the director general of the National Insurance Group (NSG), Yuri Reshetnyak, to develop this type of insurance is necessary now, as the government plans to remove existing restrictions on access to this market by foreign companies. "The company will later in life insurance, the harder it will happen" – warns Reshetnyak. Other companies are skeptical about the development of such areas as life insurance. The Director General of Insurance Home "FAC" Sergei Tsikalyuk believes that this type of insurance will be claimed no sooner than two or three years, and only with the support of the state. "Two years ago nobody would have thought that maybe the mandatory home insurance. And today, this topic is being seriously discussed with the filing and the State Construction Ministry of Emergency Situations," – says Tsikalyuk. The prospects of "CPM-Life" in the RCS chose not to evaluate. But the head of life insurance "Renaissance Insurance Group," Alex St. George's doubts that the "CPM-Life" will be able to build a serious business. "While tremendous strides in this area showed no" – he said. According to Maximov of "Ingosstrakh", the market for classical life insurance today is not more than $ 50 million
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